P.O. Box 25483

Christiansted, VI  00824

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Property Buying Process

I have gathered these short videos for you to give you a basic understanding of the property purchase process.  I truly believe that an educated and informed buyer is a happier buyer.  The more you know, the smoother the process becomes.  Buying a piece of property should be a rewarding time not a headache. 

Click on any video to get started!  Contact me if you need additional information or have any questions.  I am here to assist in any way that I can.

1.  Pre-Approval vs. Pre-Qualification

Home Loan Pre Approval - Home Buyer Tip First Step 

Know what you can afford and be ready to purchase your dream home or property.

1.  Pre-Approval vs. Pre-Qualification

Home Loan Pre Approval - Home Buyer Tip First Step 

Know what you can afford and be ready to purchase your dream home or property.

2.  Property Search

Why Consumer Should Always Use a REALTOR

We are here to put buyers and sellers together and assist thoughout the buying process

3.  Offer to Purchase

Making an Offer: It's Not Just About Price

There are other things to consider when making your offer.  Make sure you ask for what you want, and sometimes that might come at a higher price.

4.  Home Inspection

Why get a home inspection

Make sure you know what you are buying before you go to the closing table.

5.   Property Appraisal

What is a Home Appraisal and Why Do I Need One?

The bank wants to protect their investment.  Find out why you neeed an appraisal....better yet, why the bank requires it.  Part of your closing costs.

6.  Mortgage Approval

Mortgage Approval / Underwriting

What goes on behind the scenes at the lender's office?  Find out here.

7.  Property Survey

Importance of a Land Survey

Where are the boundaries?  Is there an encroachment?  Find out why the bank want's you to get a property survey.  Part of your closing costs.

8.  Title Search

What a Title Search IS and ISNT 

Title Search is another part of your closing costs.  It protects you and the bank against any liens or questionable prior unrecorded legal documents claiming possible ownership.

9.  Closing Costs

Closing Costs Explained Visually

These are costs you pay in addition to the purchase price to close (purchase your property).  Here is list.  Closing costs differ for each property, so this is just a guide.

10.  The Closing

What Happens at a Home Buying Closing

WHEW.  This is it.  Today is the day that you have waited for.  Find out what going to happen.  It's not as scary as you think.